Blog | Richard (Rich) Givens

Get Your Home Finances in Order

For those who want to acquire a house, it helps to get your finances in order. That way, you can quickly and effortlessly navigate the homebuying journey without having to worry about how you'll afford your dream house. There are many quick, easy ways to straighten out your finances before you ...

3 Lists for Selling Your Home With

When you put your property up for sale, you want to ensure that potential buyers get all the information they need on the features of your home and its surrounding area. For example, if a buyer doesn’t realize a great school is just around the corner, they might just walk ...

Considering a 2nd Mortgage? Here’s What Your Need to Know

You’ve been paying off your mortgage for 10 years, building equity while making careful financial decisions to ensure that you’re on track to pay off your mortgage. So, all of those payments are essentially money in the bank for you, right? Not quite. The equity you’ve built toward is home isn’t ...

What to consider when budgeting for your California dream home

If a bank is willing to lend you a certain amount of money, does that mean it’s the right amount to spend on a California dream home? The short answer is not necessarily. Mortgage preapproval is an excellent way to find out how much money you can afford to borrow. ...